Zoe Busiek is a former Las Vegas blackjack dealer whose life takes an unexpected turn when her sister dies in a car accident and she has to take care of her sister's three children, teenaged Taylor, preteen Cliff, and little kid Hannah. When the insurance company denies the family a financial settlement Zoe takes matters into her own hands, which leads her to a new career as an insurance fraud investigator with handsome former criminal Dan Lennox and serious but sweet Sophia Mason becoming her partners.
Declan Dunn has a fascination with mystical phenomena that began when he was buried under an avalanche and given up for dead. After he miraculously survived, he committed his life to investigating miracles and the absolute proof of their existence.